1 · Abstract
ANNA is the native token of the TSM Network, a transparent value network that settles in USDT (BEP-20) on Binance Smart Chain. Users deposit USDT to receive ANNA and use it across donations, investments, rewards and income. ANNA balances, pricing and history are maintained on a server-secured, hash-chained ledger — combining the transparency of a public explorer with instant, fee-free internal settlement. This paper describes ANNA's token model, pricing mechanism, architecture, and the invariants that keep it solvent and auditable.
2 · Introduction
Public blockchains offer transparency but impose gas fees and latency on every micro-action. Centralised systems are fast but opaque. The TSM Network bridges both: real value enters and exits on-chain as USDT BEP-20, while day-to-day activity happens off-chain on a tamper-evident ledger. ANNA is the unit of account for this economy.
The design goals are: (1) instant, fee-free internal transfers; (2) full transparency via a public explorer; (3) real backing in USDT; and (4) a predictable, liquidity-driven price.
3 · Token Overview
- Name / Symbol: ANNA / ANNA
- Total Supply: 10,000,000 (hard cap)
- Decimals: 18
- Initial Price: $0.10 (USDT)
- Network: TSM Network (off-chain ledger)
- Settlement Asset: USDT BEP-20 (BSC)
ANNA is minted from treasury into circulation only when USDT is deposited, and burned back to treasury on withdrawal. There is no pre-mine into circulation — circulating supply always reflects real, backed value.
4 · Architecture
The network is composed of three layers:
On-chain edge (USDT)
Deposits and withdrawals occur on BSC in USDT BEP-20. Deposits are detected by a network listener; withdrawals are paid from the network's hot wallet.
Off-chain ledger (ANNA)
Balances, transactions and pool state live in a high-availability database. Each transaction is written to an append-only ledger and linked to the previous entry by a cryptographic hash, forming a verifiable chain of "ANNA blocks".
Pricing engine
A single-source pricing engine maintains the pool (circulating supply, reserve, price) and applies the bonding curve atomically to every buy and sell.
5 · Pricing Model
ANNA is priced by a linear bonding curve where price is a function of circulating supply S:
with initial price P₀ = $0.10 and slope k. Buying Δ tokens for U USDT solves the integral of the curve:
Selling returns USDT symmetrically:
Because deposits typically exceed withdrawals in a growing network, the circulating supply — and therefore the price — trends upward over time.
6 · Deposit & Withdraw
Deposit
The user sends USDT BEP-20 to their network address. Upon confirmation, the pricing engine mints ANNA at the live curve price, credits the user, adds USDT to the reserve, and records a block.
Withdraw
The user converts ANNA back to USDT; the engine burns the ANNA, debits the reserve, and the network settles real USDT BEP-20 to the user's destination address.
7 · Use Cases
- Donation & Redonation — community value transfer, valued in USD, settled in ANNA.
- Investment — investment plans denominated in ANNA with tracked returns.
- Rewards & Income — stage, referral, ROI, passive and team income paid in ANNA.
- PoLA Calling Rewards — earn ANNA via the PoLA decentralised calling application.
- Physical Visa Card Soon — spend ANNA anywhere Visa is accepted.
- Global Payments Soon — worldwide physical payment acceptance.
8 · Security & Integrity
Two invariants are continuously enforced:
The ledger is append-only and hash-chained: each block references the hash of the prior block, so any tampering is immediately detectable. A daily Merkle root can be published — and optionally anchored on-chain — for independent verification.
9 · Roadmap
- Phase 1 (Live): Network launch — ledger, deposits/withdrawals, pricing, explorer.
- Phase 2 (Live): Economy integration — donations, investments, rewards, income.
- Phase 3 (In progress): PoLA decentralised calling rewards.
- Phase 4 (Soon): Physical Visa card.
- Phase 5 (Soon): Global physical payment acceptance.
10 · Disclaimer
ANNA is an internal ledger token of the TSM Network and is not an independent on-chain asset. Its price is determined by the network's bonding curve, not an open market. Digital assets carry risk; this document is informational and not financial advice. Participate only with funds you can afford to commit, and comply with the laws of your jurisdiction.